So, what happens to your 401(k) when you quit or get fired? The good news is the hard-earned money that you contributed is safe. However, there are some instances where you may have to forfeit some of the money your employer contributed.
It doesn’t apply to any of the funds you have contributed yourself to your account. For example, if you are 100% vested in the plan, you qualify to keep all of the money in your 401(k). You can also take other types of contributions to your retirement account.