Katie, OP’s second daughter, is accepted into college and learns about her college fund. During a discussion with El, she unintentionally reveals the existence of these savings. This sends a wave of panic through OP.
El learns about her own college fund and excitedly informs her fiance about the newfound windfall. This takes OP by surprise as she had planned to split El’s share amongst the other children’s education plans.
El confronts OP about her college fund, anticipating it will alleviate her financial woes. However, OP refuses, stating the funds are meant for education and are in a tax-deferred college savings account. Feeling slighted, El departs in anger.