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Save Big by Cutting These Everyday Expenses

Are you looking for ways to save some extra money? Saving is a goal many people strive for, but several everyday items can quickly drain our wallets.


Let’s examine how tempting items significantly thin out your bank account every day and how you can take control of your finances by reducing or eliminating them.

1. Takeaway Coffee

For many people, the first thing to do when starting your day is to have a cup of coffee. This hot beverage has become a necessity, and people are unable to survive their day without it.

For some people, missing a morning cup of coffee means there is a good chance they’ll doze off before the day ends and not be able to focus on their work.

2. Unnecessary Subscription Services

Television subscription services are a luxury almost everyone enjoys nowadays. There are many alternatives to expensive cable tv, but you should be selective and minimize the number of subscriptions you pay for.

These services possess allure due to their low cost and the variety of services they offer. The truth is that most people don’t stick to just one but multiple subscription services. This leads people to purchase multiple services which they might forget about soon. This can add to substantial bills in the long run.

3. Bottle Service & Excessive Clubbing

Expensive drinks at bars and clubs are one of the most excessive expenses you can make, with premium cocktails in many major cities currently costing over $20 each. The problem compounds when you start clubbing regularly or beyond your means.

Clubs and bottle services charge you a lot more for the same bottle you could get outside the club. And if you’ve got bottle service, you won’t even realize how much you’re paying until you’re ready to leave the club with a $4000 bill. Yikes!

4. Unrestrained Junk Food and Eating From Restaurants

The convenience of not cooking yourself and having fresh hot food that also tastes delicious is something everyone can’t get enough of.

Grabbing a quick bite from your favorite fast food chain or regular restaurant hopping not only drains your bank accounts but is unhealthier than you may realize.

With all the options and conveniences we have today, it’s common for people to mistake indulgences for necessities. You can save up money just by forgoing or altering your everyday habits.


Josh Dudick

Josh is a financial expert with over 15 years of experience on Wall Street as a senior market strategist and trader. His career has spanned from working on the New York Stock Exchange floor to investment management and portfolio trading at Citibank, Chicago Trading Company, and Flow Traders.

Josh graduated from Cornell University with a degree from the Dyson School of Applied Economics & Management at the SC Johnson College of Business. He has held multiple professional licenses during his career, including FINRA Series 3, 7, 24, 55, Nasdaq OMX, Xetra & Eurex (German), and SIX (Swiss) trading licenses. Josh served as a senior trader and strategist, business partner, and head of futures in his former roles on Wall Street.

Josh's work and authoritative advice have appeared in major publications like Nasdaq, Forbes, The Sun, Yahoo! Finance, CBS News, Fortune, The Street, MSN Money, and Go Banking Rates. Josh currently holds areas of expertise in investing, wealth management, capital markets, taxes, real estate, cryptocurrencies, and personal finance.

Josh currently runs a wealth management business and investment firm. Additionally, he is the founder and CEO of Top Dollar, where he teaches others how to build 6-figure passive income with smart money strategies that he uses professionally.